Current Rates

Loan Rates

Effective Date: 1 October 2016
  Term Annual Percentage Rate (APR)* Daily
Periodic
Rate
Signature Loans up to 48 Months 8.99% to 18.00%
(8.99% - 13.99% - 18.00%)
0.0246% - 0.0493%
Share-Secured Loans up to 36 Months 4.50% 0.0123%
New Vehicle Loans up to 66 Months 1.99% to 10.99%
(1.99-2.99-6.99-10.99)
.0055% - .0301%
New Vehicle Loans 67 to 72 Months 2.50% to 11.50%
(1.99-2.99-6.99-10.99)
.0069% - .0315%
New Vehicle Loans
(Minimum of $30,000)
73 to 84 Months 4.50% to 13.50%
(4.50-5.50-9.50-13.50)
.0123% - .0370%
Used Vehicle Loans Up to 60 Months 2.99% to 13.99%
(2.99-3.99-8.99-13.99)
.0082% - .0383%
Used Vehicle Loans 61 to 72 Months 3.99% to 14.99%
(3.99-4.99-9.99-14.99)
.0109% - .0411%
Used Vehicle Loans
(Minimum of $30,000)
73 to 84 Months 5.99% to 17.99%
(5.99-6.99-12.99-17.99)
.0164% - .0493%
Credit Builder Loan 12 Months 8.00% 0.0219%
APR* = Annual Percentage Rate

Savings Rates

Effective Date: 1 October 2016
  Min. Balance
to Earn Interest
Interest Rate APY**
Regular Share Savings $100 0.10% 0.10%
Christmas Shares None 0.05% 0.05%
Thrift Club $1,000 0.10% 0.10%
Vacation Club None 0.05% 0.05%
APY** = Annual Percentage Yield