Current Rates

Loan Rates

Effective Date: 1 April 2014
  Term Annual Percentage Rate (APR)* Daily
Periodic
Rate
Signature Loans up to 36 Months 18.00% 0.0493%
Share-Secured Loans up to 36 Months 4.50% 0.0123%
New Vehicle Loans up to 66 Months 1.99% to 10.99%
(1.99-2.99-6.99-10.99)
.0055%-.0301%
New Vehicle Loans 67 to 72 Months 2.50% to 11.50%
(1.99-2.99-6.99-10.99)
.0069%-.0315%
New Vehicle Loans
(Minimum of $30,000)
73 to 84 Months 4.50% to 13.50%
(4.50-5.50-9.50-13.50)
.0123%-.0370%
Used Vehicle Loans Up to 60 Months 2.99% to 13.99%
(2.99-3.99-8.99-13.99)
.0082%-.0383%
Used Vehicle Loans 61 to 72 Months 3.99% to 14.99%
(3.99-4.99-9.99-14.99)
.0109%- .0411%
Used Vehicle Loans
(Minimum of $30,000)
73 to 84 Months 5.99% to 17.99%
(5.99-6.99-12.99-17.99)
.0164%-.0493%
Credit Builder Loan 12 Months 8.00% 0.0219%
APR* = Annual Percentage Rate

Savings Rates

Effective Date: 1 April 2014
  Min. Balance
to Earn Interest
Interest Rate APY**
Regular Share Savings $100 0.25% 0.25%
Christmas Shares None 0.20% 0.20
Thrift Club $1,000 0.30% 0.30%
Vacation Club None 0.20% 0.20
APY** = Annual Percentage Yield