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Why Borrow at RHSECU? Riverside Health System Employees Credit Union
has been providing a place for employees to save money and borrow for 29 years. We have offered a place for employees to come and borrow money for their first car, their children's first computer,
and yes, we still make small personal loans. Something those big institutions don't want to bother with. They try to get you to take out a credit card with a small balance limit. But not only are we
convenient, but the interest you pay is what is called "simple interest". That means the interest rate is charged against the declining loan balance.
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Personal/Signature Loans
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Up to $5000.00
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Open End Credit
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$2500.00 - $5000.00
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Auto Loans
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Up to $40,000.00
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You must be a member of the Credit Union
and employed by some part of Riverside Health System for one (1) year
prior to applying for the loan. The Credit Union approves loans based
on the purpose of the loan, the character of the member, his or her
ability to repay and the security, if required.
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Auto
Loan Rates
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Annual Percentage Rate |
| 2009 |
4.9 % -
9.90 % |
| 2008 |
7.45% -
12.45 % |
| 2007 |
7.75% -
12.75 % |
| 2005-2006 |
9.00 %
- 14.00 % |
| 2004&
older |
9.50 %
- 14.50 % |
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Unsecured Loans
- Up to $5000 at 18%
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Computer Loans - Up to $4000
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APR
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1 Year
2 Years |
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9%
- 11% |
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Account Rates
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Rates are
effective March23, 2009
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Annual Percentage Yield
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| Share/Savings |
.75% |
.778% |
| Christmas Shares |
.75% |
.778% |
| Thrift/Club 1 |
1.25% |
1.331% |
| Vacation/Insurance/Club2 |
.75% |
.778% |
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Dividends are earned on balances over $100 on the Share/Savings and Vacation/Insurance/Club2 accounts.
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| Copyright
© 2003 RHS Employees Credit Union |
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